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Mobile & TXT Banking

With mobile and text banking you can monitor your account activity, check balances, and much more all from the convenience of your cell phone.

  • Free
  • Secure
  • Simple

Mobile Apps

Simply download the FREE Inner Lakes FCU mobile app for iPhone® or Android™ and easily access your accounts from your SmartPhone.

With the Inner Lakes FCU Mobile Apps, you can perform financial transactions on the move … without making a trip to the credit union. Access the Mobile Apps with the same secure credentials as Online Banking, all optimized specifically for your iPhone® or Android™ device.

Inner Lakes FCU Mobile Banking gives you the ability to:

  • Check balances and transfer funds
  • View your transaction history, including those that are pending
  • View cleared checks
  • Pay bills from your mobile device using Internet Bill Payer
  • Find ATMs and branches quickly and easily.
  • See current rates, and more!

Experience the convenience of the Inner Lakes FCU Mobile Apps today, and simplify your financial life.

Mobile Web App

Our mobile web app lets you securely view and monitor your account balances and transactions through your mobile phone. It's secure, convenient, and it's FREE.*

Inner Lakes FCU FCU mobile web app is like having the convenience and security of e-Banking in the palm of your hand, at anytime, anywhere. As long as you have a Smartphone with Internet access, you can use the mobile site.

Don't have an e-Banking Account? Sign up »

*You may be charged access rates depending on your carrier. Web/Internet access is needed to use the mobile site. Check with your service provider for details on specific fees and charges. Inner Lakes FCU is not responsible for these fees, and will not refund wireless data charges incurred.

Begin receiving the benefits of accessing your account online from the convenience of your mobile phone.

  • Simply visit: from your web-enabled mobile phone and access your account the same as you would from your computer.
  • There, you will be able to view account balances, transfer money, pay bills and more.

Text Banking

Don’t have internet on your phone but still need to check your account balances or make a transfer? After initial set up, no computer is required to use Text Banking.

  • Works on any SMS text enabled phone
  • No internet required-standard text messaging rates apply
  • Will only respond if a request comes from your registered phone number
  • Will only send information to your registered phone


  1. Login to your online banking account and click on TXT Banking.
  2. Follow the easy set up instructions to register your phone number.
  3. Begin receiving the benefits of having your account available at the touch of your fingertips.
  4. If you need additional assistance, please call (716) 326-3858 or toll free at (800) 388-1326.