Main Phone Number: (716) 326-3858. To get to a specific branch press ‘3’. iTunes Store Google Play Mobile Site
  Home Page

Visa Credit Cards


We offer three different credit cards - so we have the right one for you! They are:

CARD TYPE Credit Type Annual Percentage Rate Maximum Limit
Platinum A+ 8.5% $20,000
Platinum A 8.5% $20,000
Classic B 10.5% $10,000
Classic C 10.5% $10,000
Credit Builder D 16.9%* $1,000
Credit Builder E 16.9%* $1,000

*The Credit Builder rate of 16.9% APR will automatically decrease to 14.9% APR upon six months of positive account history. It also carries a $1 per month charge.

Three cards and one application. Apply Today!

Use the Inner Lakes FCU Balance Transfer Option today!

Credit Card Youth Program

  • Available to members age 16 and older.
  • Must have a parent or guardian co-sign.
  • Standard Classic or Platinum credit card.
  • Credit limits will be:
Co-Signor Credit Age (16-17) Age (18-20)
A+ $250 $500
A $250 $500
B $250 $500
C $250 $500
Loan Products
Current Loan Rates
Online Loan Application
Financial Calculators
Student Choice Loans
NADA Guides
Kelley Blue Book
This credit union is federally insured by the
National Credit Union Administration.
Privacy Policy
Website Terms
US Patriot Act
Enter Login ID:
Enroll Here   Forgot My Password   Security